It costs $895 per year to get American Express’ premium app theme

Alongside an yearly interest increase, American Express besides precocious announced an update to its mobile app. | Image: American Express

Following a important terms bump successful 2021 from $550 to $695, American Express erstwhile again accrued the yearly interest for its Platinum paper to $895 past week, making it 1 of the astir costly recognition cards you tin motion up for. To soften the stroke erstwhile the terms summation goes into effect for existing cardholders connected January 2nd, 2026 (new cardmembers volition beryllium paying $895 immediately) the Platinum paper comes with plentifulness of benefits, further buying credits, and a “newly enhanced” American Express mobile app that volition marque Platinum cardholders consciousness other peculiar with an exclusive premium taxable that… turns the app black.

Yep, arsenic a convey you for dropping $895 connected the quality to bargain things and wage for them aboriginal with interest, Platinum cardholders won’t person to endure the aforesaid navy bluish app taxable arsenic the proletariat. They tin articulation the elite by switching the app to a darker achromatic theme, although, according to users connected Reddit, the alteration is subtle and tin beryllium hard to discern erstwhile utilizing iOS’ Light mode.

Other caller perks for Platinum cardholders see a $300 recognition for Lululemon, a $400 Resy edifice credit, a $120 Uber One credit, a $200 Oura Ring credit, and the edifice recognition was bumped from $200 to $400/year. If you regularly usage those perks, oregon hatred that the mobile app’s modular navy bluish theming makes you consciousness similar a commoner, the paper could inactive beryllium worthy it, adjacent with the hefty terms bump.